Did you know? At age 65, individuals can qualify for Medicare. The Social Security Administration recommends applying three months before reaching age 65. It is important to note that, if you are already receiving Social Security benefits, you will automatically be enrolled in Medicare Part A (hospitalization) and Part B (medical insurance) without an additional application. However, you do have the opportunity to delay enrollment into Medicare Part B. Depending upon your Medicare Eligibility, you may be enrolled into Medicare Part A, premium free. Medicare Part B, does require a monthly premium. Medicare by itself, has a high deductible for hospital admission and it only pays 80% of eligible doctor costs. A serious illness, could set you back many thousands of dollars. This is where we step in and really shine, our agents are experts at simplifying this process for you and customizing and optimizing your options, to meet your individual needs and Budget. But our assistance doesn't end there, we will also help you to find the additional coverages you deserve, not covered by Medicare, like DENTAL, VISION AND HEARING. You have options to reduce your out of pocket exposures, with either Medicare Supplement plans, and Medicare Part D, Standalone Drug plans or Medicare Advantage Plans. Take a few minutes to review the ABCD's of Medicare Video below, to familiarize yourself with how your Medicare Plan Options work, and then calls us, to discuss the options available for you in your area, orBOOK your Appointment with us Today. Let us guide you in sorting through your numerous Medicare options. We can also help you in choosing a Medicare prescription plan, that includes your specific medications.
Contact us to learn about Hospital Indemnity Plans, Gap Fillers, for you MAPD plans. Plans designed to help cover your Out of Pocket expenses, in your Medicare Advantage Plan. | Medicare Explained in two minutes. Worried about the Medicare Maze, no need to. Take a few minutes to watch the following video on the ABC and D's of Medicare, than give us a call so we can help you Optimize all your Medicare Options |
Did you know different Insurance Companies charge different premiums on Medigap plans for the exact same policy and coverage?
What's the difference? Only the price or profit an insurance company wishes to embed in their premium. That is the only difference.
The benefits are all the exact same throughout all insurance companies that offer Medigap coverage. All plan are standardized by the federal government (see your Medicare & You Book) which means that they are the exact same plans and same exact coverage They all by law MUST pay the bills on Medicare-approved claims.
While it is important to shop with “A†rated insurance carriers for strength, it is equally important that seniors not fall in love with a “brand name†with Medicare Supplement Insurance. Why? Because a policy with one company does not pay or offer any more benefits that a policy with a lesser known insurance company. They all function the exact same way.
Many seniors will say, Well I don’t want to switch because I’m happy with the company I have because they pay all the bills.†The fact is the are required by law to pay all the bills, just like any insurance company that offers Medicare Supplements!
You will not find one thing different between the bills that were paid with the more expensive companies than the bills paid by the less expensive companies. What are you paying a higher premium for? You are paying for the insurance company bigger profits, for their commercials and branding. All in order to get that brand name, but you are paying the price in your monthly premiums and the rate increases you experience.
What can you do to get a better rate? Contact us today, we can show you right on your computer screen all of the companies offering YOUR exact same plan, side by side so you can see how much you can save.
We do the work for you. Our free evaluation service typically saves clients $600-$800 a year and if you are married $1200-1600!
What will change when you switch your insurance company? Only the logo on your insurance card. That's it! You can still go to your same doctors, bills will be paid and your service will not change. Everything will still be filed through Medicare.
What are you waiting for?
Call us today and see how much you can start saving!
Please download your free copy of Medicare & You 2023
Get a free evaluation today. Call us today 800-280-6302
Lisa Batie
Insurance Licensed since 2014
a Division of Access Global Solutions LLC
